INVESTORS

Access Capital is a nationally known and respected provider of high-quality trust deed and mortgage secured investments. Our variety of investment products and exceptional customer service set us apart from the competition.

Access Capital has been offering trust deed, mortgage, and real estate secured investments to sophisticated investors. Our investment products offer investors a consistent montly cash flow and an alternative to the volatile stock and bond markets.

Access Capital is a real estate lender specializing in commercial loans nationwide. The loans are packaged, underwritten, and sold to private investors and/or institutional investors as asset-backed securities. Access Capital originates, & underwrites, its investment products.

We encourage you to review the following pages for more information on our trust deed and mortgage secured investments. Should you have any questions, please contact our Investor Relations Department at 971.223.5213.

Who May Invest
Any Accredited Investor as defined in Rule 501(a) of Regulation D under the Securities Act of 1933 (“1933 Act”). Check the document below to see if you qualify:

Accredited Investor Form

Risk vs. Reward

1. Trust Deed Investments are not insured by the FDIC or any other government agency. Additionally, Access Capital, its principals, and associates are not allowed to guarantee the success of the investments. The investments involve certain risks and are suitable only for persons of adequate means who anticipate no need for immediate liquidity.
   
2. The value of property is given by an appraiser reflecting his/her opinion of the value at a specific date. There is no assurance that the appraised value will reflect a fair market value, as general and local economic conditions may change.
   
3. Although the investor makes the investment decision, the success of the investment will depend, in part, upon the experience and quality of the management of the mortgage broker. You should not entrust all aspects of the investment decision and subsequent servicing to the broker without full understanding of the delegated responsibilities and rights.
   
4. The borrower’s ability to repay the loan will depend upon the borrower’s financial conditions which could change over time.
   
5. There are general risks associated with real estate investments including general or local economic conditions, neighborhood values, interest rates, real estate tax rates, the supply of and demand for properties of the type involved, the ability of the borrower to obtain necessary alternative financing, governmental rules and acts of Nature.
   
6. Default by the borrower could interrupt your monthly payments. Under extreme cases, it may be necessary to foreclose or take other actions to protect your investment. It is possible for the total amount recovered upon foreclosure to be less than the amount of your total investment, with resulting loss of capital to the investor.
   
7. If a borrower files a reorganization or full insolvency bankruptcy, the foreclosure process could be stalled. Trust deed investors could incur significant legal fees and costs in attempting to obtain relief from the automatic freeze on collection proceedings provided by the Bankruptcy Code. Relief consists of obtaining court approval to release the property out of the bankruptcy so that the property can be foreclosed upon. Furthermore, the court could modify the terms of the loan by extending the due date, changing the interest rate and payment structure, or causing the priority of the loan to be subordinated to a bankruptcy court-approved financing plan.